Advertising and promotional products.
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YOUR PRIVACY IS A PRIORITY TO US.
At O.B’S INT’L., we are committed to safeguarding customer information.
Since your privacy is a priority to us, O.B’S will not share nonpublic
information about you with third parties outside of the O.B’S family without
your consent.
From time to time, we may communicate to you special offers for products or
services of third parties outside of the O.B’S family, which we believe may be
of interest to you. However, we will not provide these third parties with any
nonpublic information about you without your consent.
We have created our Privacy Policy to communicate our privacy commitment to you,
and to serve your privacy needs.
Privacy Policy
ABOUT OUR PRIVACY POLICY...
Protecting your privacy is important to O.B’S. We want you to understand what
information we may gather and how we may share it. This Privacy Policy explains
O.B'S collection, use, retention and security of information about you.
How We Gather Information
As part of providing you with products or services, we may obtain information
about you from the following sources:
·
applications, forms, and other information that you provide to us, whether in writing, in person, by telephone, electronically or by any other means. This information may include your name, address, employment information, income, and credit references;·
your transactions with us, our affiliates (members of the O.B’S family), or others. This information may include your account balances, payment history, and account usage;·
consumer reporting agencies. This information may include account information and information about your creditworthiness;Sharing Information Outside the O.B’S Family
We are required to or we may provide information about you to third parties
outside of the O.B’S family without your consent, as permitted by law, such
as,
·
to respond to a subpoena or court order, judicial process or regulatory authorities;·
to consumer reporting agencies;·
in connection with a proposed or actual sale, merger, or transfer of all or a portion of a business or an operating unit;·
to protect against fraud.In addition, we may provide information about you to our service providers to
help us process your applications or service your accounts. Our service
providers may include billing service providers, mail and telephone service
companies, insurers, loan settlement service providers, property inspection
companies, attorneys or other professionals.
We may also provide information about you to our service providers to help us
perform marketing services (including the marketing of O.B’S products and
services and the products and services of non-O.B’S companies). The
information provided to these service providers may include the categories of
information described above under "How We Gather Information" limited
to only that which we deem appropriate for these service providers to carry out
their functions.
We do not provide nonpublic information about you to any non-O.B’S company
whose products and services are being marketed unless you authorize us to do so.
These non-O.B’S companies are not allowed to use this information for purposes
beyond your specific authorization.
Sharing Information Within the O.B’S Family
O.B’S and its corporate family may share with each other all of the categories
of information we gather about you, including identification information (such
as your name and address), credit reports (such as your credit history),
application information (such as your income or credit references), your account
transactions and experiences with us (such as your payment history), and
information from other third parties (such as your employment history).
By sharing this information, O.B’S can better understand your needs. We can
then send you notification of new products and special promotional offers that
you might not otherwise know about.
You may prohibit the sharing of application and third party credit-related
information within O.B’S corporate family. Simply mail a written request, with
your name, address and account number, to the following address: O.B’S INT’L.
3870 La Sierra Ave. # 371 Riverside, CA 92505, or call the following toll free
number 1-800-511-5071. If you make such a request, it will apply to all of your
consumer relationships with all the companies within the O.B’S family. If you
have a joint account, a request by one party will apply to the entire account.
We will honor your choice on restricting information sharing. However, the
restriction does not extend to the sharing of other information, including your
name and address, and your account transactions and experiences, within O.B’S
family.
Our Former Customers
Even if you are no longer a O.B’S customer, our Privacy Policy will continue
to apply to you.
Our Security Practices and Information Accuracy
We also take steps to safeguard customer information. We restrict access to the
personal and account information of our customers to those employees who need to
know that information in the course of their job responsibilities. We maintain
physical, electronic, and procedural safeguards that comply with federal
standards to protect customer information.
We also have internal controls to keep customer information as accurate and
complete as we can. If you believe that any information about you is not
accurate, please let us know.
Other Information
This Privacy Policy applies to products or services provided by O.B’S offices
in the United States, used primarily for personal, family, or household purposes
(not business purposes). We reserve the right to change this Privacy Policy, and
any of the policies described above, at any time.
Questions? Please call 1-800-511-5071.
O.B’S DIGITAL PRIVACY PRACTICES
O.B’S is committed to safeguarding information about customers and visitors to
this Web site.
O.B’S Digital Privacy Practices explain certain privacy practices with respect
to information about you that is collected when you visit or transact business
on this Web site. In addition, O.B’S Privacy Policy explains our collection,
use, retention and security of consumer information and applies to O.B’S
products and services. Online activities of consumers, therefore, may be subject
to both the Privacy Policy and the Digital Privacy Practices.
O.B’S may collect and store information about your visit to this Web site. To
collect this information, our web server may write a "cookie," which
is a small file, to your hard drive. If you register for certain personalized
services, or choose to save personal information on this website, we may store
the information you provide us in an encrypted cookie or in our electronic
database. This is done to make your repeated interaction with our services
easier. If you are uncomfortable with our use of cookie technology, you can set
your browser to refuse cookies or to alert you when and by whom cookies are
being written to your hard drive.
If you submit an application or form online to O.B’S, or request an online
transaction, O.B’S may keep the information you send in an electronic
database. O.B’S uses security measures to protect against the loss, misuse and
the alteration of data used in our systems.
This Web site may contain links to third-party sites that you may find useful.
These sites may have their own privacy policies. You should review the privacy
policy of any Web site before you provide personal or confidential information.
O.B’S respects the privacy of children. When O.B’S offers online educational
opportunities to children through sites, we will not collect names or any other
personally identifiable information from children. We do not knowingly market to
children.
These Digital Privacy Practices are for general guidance, and are subject to
change. They do not constitute a contract or create legal rights or modify or
amend any agreements O.B’S has with customers.